央行存款基准利率

项目   年利率（%）

一、城乡居民及单位存款

（一）活期 0.35

（二）定期

1、整存整取  

三个月   2.60

半年  2.80

一年  3.00

二年  3.75

三年  4.25

五年  4.75

2、零存整取、整存零取、存本取息

一年 2.85

三年 2.90

五年 3.00

3、定活两便 按一年以内定期整存整取同档次利率打6折

二、协定存款  1.15

三、通知存款

一天 0.80

七天 1.35

 央行贷款基准利率  

各项贷款   单位：%

六个月   5.6

一　年   6

一至三年   6.15

三至五年   6.4

五年以上   6.55

贷款利率调整表

调整时间　   六个月(含)   一年(含)  一至三年(含)   三至五年(含)   五年以上

1996.5.1   9.72%   　-- 13.14%   14.94%   15.12%

1996.8.23 9.18% 10.08% 10.98%  11.70%   12.42%

1997.10.23   7.65% 8.64% 9.36%   9.90% 10.53%

1998.3.25 7.02% 7.92% 9.00%   9.72% 10.35%

1998.7.1   6.57% 6.93% 7.11%   7.65%  8.01%

1998.12.7 6.12% 6.39% 6.66%  7.20%  7.56%

1999.6.105.58%5.85%5.94%6.03%6.21%

2002.2.215.04%5.31%5.49%5.58%5.76%

2004.10.295.22%5.58%5.76%5.82%6.12%

2006.4.285.40%5.85%6.03%6.12%6.39%

2006.8.195.58%6.12%6.30%6.48%6.84%

2007.3.185.67%6.39%6.57%6.75%7.11%

2007.5.195.85%6.57%6.75%6.93%7.20%

2007.7.216.03%6.84%7.02%7.20%7.38%

2007.8.226.21%7.02%7.20%7.38%7.56%

2007.9.156.48%7.29%7.47%7.65%7.83%

2007.12.216.57%7.47%7.56%7.74%7.83%

2008.9.166.21%7.20%7.29%7.56%7.74%

2008.10.086.12%6.93%7.02%7.29%7.47%

2008.10.306.03%6.66%6.75%7.02%7.20%

2008.11.275.04%5.58%5.67%5.94%6.12%

2008.12.234.86%5.31%5.40%5.76%5.94%

2010.10.205.10%5.56%5.60%5.96%6.14%

2010.12.265.35%5.81%5.85%6.22%6.40%

2011.02.095.60%6.06%6.10%6.45%6.60%

2011.04.065.85%6.31%6.40%6.65%6.80%

2011.07.076.10%6.56%6.65%6.90%7.05%

2012.06.085.85%6.31%6.40%6.65%6.80%

2012.07.065.60%6.00%6.15%6.40%6.55%

存款利率调整表

调整时间

活期存款定期存款利率三个月半年一年二年三年五年

1990.04.152.886.307.7410.0810.9811.8813.68

1990.08.212.164.326.488.649.3610.0811.52

1991.04.211.803.245.407.567.928.289.00

1993.05.152.164.867.209.189.9010.8012.06

1993.07.113.156.669.0010.9811.7012.2413.86

1996.05.012.974.867.209.189.9010.8012.06

1996.08.231.983.335.407.477.928.289.00

1997.10.231.712.884.145.675.946.216.66

1998.03.251.712.884.145.225.586.216.66

1998.07.011.442.793.964.774.864.955.22

1998.12.071.442.793.333.783.964.144.50

1999.06.100.991.982.162.252.432.702.88

2002.02.210.721.711.891.982.252.522.79

2004.10.290.721.712.072.252.703.243.60

2006.08.190.721.802.252.523.063.694.14

2007.03.180.721.982.432.793.333.964.41

2007.05.190.722.072.613.063.694.414.95

2007.07.210.812.342.883.333.964.685.22

2007.08.220.812.613.153.604.234.955.49

2007.09.150.812.883.423.874.505.225.76

2007.12.210.723.333.784.144.685.405.85

2008.10.090.723.153.513.874.415.135.58

2008.10.300.722.883.243.604.144.775.13

2008.11.270.361.982.252.523.063.603.87

2008.12.230.361.711.982.252.793.333.60

2010.10.200.361.912.202.503.253.854.20

2010.12.260.362.252.502.753.554.154.55

2011.02.090.402.602.803.003.904.505.00

2011.04.060.502.853.053.254.154.755.25

2011.07.070.503.103.303.504.405.005.50

2012.06.080.402.853.053.254.104.655.10

2012.07.060.352.602.803.003.754.254.75

2014.11.50.35  2.8 3 3.75 4.25 4.75 2.85 2.9 3

声明：如本站内容不慎侵犯了您的权益，请联系邮箱：wangshiyuan@epins.cn 我们将迅速删除。